BR-DE-23-a

If the payment means is a credit transfer (BT-81 with code 30 or 58), group BG-17 ("CREDIT TRANSFER") with the payee's bank account must be transmitted — asking for a transfer means saying where to.

Severity: Error
Applies to: CII, UBL
Rule set: v2026-01-31

Official rule text

Wenn BT-81 "Payment means type code" einen Schlüssel für Überweisungen enthält (30, 58), muss BG-17 "CREDIT TRANSFER" übermittelt werden.

Why it happens

The bank details live only in the PDF footer or in free-text payment terms, not as a structured group. Code 58 was set, BG-17 never mapped.

How to fix it

Transmit BG-17 with at least the payee account's IBAN (BT-84): cac:PaymentMeans/cac:PayeeFinancialAccount/cbc:ID in UBL, ram:PayeePartyCreditorFinancialAccount/ram:IBANID in CII.

NormAPI provides technical validation, not tax or legal advice.